Life is uncertain and you must prepare yourself for any unforeseen situations. It is true that your good health condition is not permanent.
Total and permanent disability insurance plan will help you financially when you become total and permanently disabled due to any illness or injury or disease and are not able to do your work.
Permanent or partial disablement is more painful in terms of finance. It does not only affect the regular earning capability but also increases the day-to-day requirements such as food, cloths, treatment, transportation, communication, and so on. Your expenses become more with no source of income that would be enough to make your life hell. Save yourself from such unexpected condition with this insurance plan.